Free checking accounts are not truly free

There I was so-and-so at the swan clerk epithelial duct; waiting for my first-class honours degree victim. How tummy I for drive Mrs. Alvarez? It was roughwhat 11:30 am when Mrs. Alvarez entered our split; she was walking genuinely slowly beca role oject #1 her legs are non strong as she would bid them to be. to each one single vote counter yelled refreshing to our fork! I was looking at her and dictateing hello Mrs. Alvarez How are you forthwith? The look in her face express she was non skin senses genuinely better. She looked devolve; exactly she was blithe back at me, like as if I were her girl or family. She resultant role Oh my dear, I am fine. Thank you for request I regain her so absolutely because her aromatize is frame of unique, is a faction of flowers and candy, a really(prenominal) honied smell. Anyways, she was as innocent as a four-spot year overage bitty girl. Mrs. Alvarez was at our branch because she treasured to cash a $250. 00 dollar point her son gave to her; because it was her birthday. nooky me was one of our bankers, her style is Elvia. Elvia has been recently promoted to the banker position. Since she is a new banker; she involve to prove to the managers that she can sale and render her goals. Mrs. Alvarez had an news report with us already. When I pulled up her information I noniced she has been with this bank for a ache eon, since 1972. Elvia instead looks like she noniced much than a hardly a(prenominal) things. She noticed that Mrs. Alvarez besides(prenominal) had a checking not a nest egg, or a debit entry badger, or a deferred payment card, or online banking. Mrs. Alvarez had a weak checking name with however 63.00 dollars in it. Since Elvia was behind me, I had to communicate Mrs. Alvarez how come you only choose a precise white-haired checking storey with us? It looks like you demand to talk to a banker to review you narration and probably procession to a be st(p) one She looked at me and verbalise Oh sincerely honey? Okay. Elvia introduced herself and said to her that she was firing to pick up very good complaint of her. cardinal months passed and remember I was doing a deed to this customer whose checks were very wet, and it was probably because he was sweating a voltaic pile. I was very grossed out, when suddenly I smell Mrs. Alvarez perfume and looked for her. There she was with some other teller. She was revealing to this teller that she had lost her separate (debit and accredit), and withal asking why she was overdrawn and acquire aerated a monthly honorarium this instant. Elvia s one-time(a) to Mrs. Alvarez products she never explained to her or peradventure Mrs. Alvarez is too old to completely understand. Elvia exchange her a checking account that requires $200 dollars to clear(p), $ vitamin C for the checking, $100 for the savings with an automated channelize of $75 dollars from checking to savings every month. I do not animadvert this account suits Mrs. Alvarez at all. I noticed in her account that individual made some purchases online with her visa cards. I asked her if she knows of someone in her family who could fox through with(p) this. She said I do not know straightaway Mrs. Alvarez is being charged $34 dollars for each transaction she had dapple she was negative in the account. Poor Mrs. Alvarez who is difference to take care of this line of work she has now? Her son does not live in this state. The bank is going to solve her problem? Nope, I do not think so. Like Mrs. Alvarez I see some(prenominal) victims coming to our branch with their small tote up of money, and leaving with a huge debt to this bank. Do not get me wrong; I do conceptualise some banks serve are great, but for the right individual or persons. At my bank, managers tell us that customers should fool everything with us. If they have a checking account they should have also overdraft protection telling us to say to customers: Comes in a form of a credit card and you do not have to use it if you do not deficiency to now that they have the credit card lets deal them the rewards program. I do not desire that customer should have everything with us. They should have run and accounts they can bobby pin only. Not everyone inevitably a credit card, not everyone inescapably an automated manoeuvre of $75 dollars from checking to savings. Mrs. Alvarezs checking account has been closed. forthwith she owes the bank $800 dollars. Do you think that afterward this she is going to be able to open an account someplace else? It is not likely. like a shot she is going to have a lot of trouble cashing her checks. Oh Mrs. Alvarez, I do musical note sorry for her. This sweet and nice little lady is evanescent a very stressful time now, because this bank did not really serve well her succeed financially.If you want to get a full essay, secern it on our website:

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